Nicole Ruiz

With a strong foundation in finance and business, Nicole Ruiz brings over 16 years of banking experience and 4 years of small business management to the world of real estate. Her background has sharpened her expertise in customer service, organization, negotiation, and communication—all essential skills that help buyers and sellers navigate today’s competitive Central Florida real estate market with confidence.

Originally from Pennsylvania, Nicole has called St. Cloud, Florida home for over a decade. She understands the local housing market, new construction trends, family-friendly neighborhoods, and investment opportunities in St. Cloud, Kissimmee, and Groveland. Whether you’re a first-time homebuyer, relocating to Florida, looking to sell, or investing in property, Nicole offers strategic guidance with a personal touch.

Nicole is committed to full-time real estate, where her passion lies in helping people make one of life’s biggest decisions—buying or selling a home. Her approach is detail-driven, client-focused, and built on trust, transparency, and results. From initial consultation to closing day, she works diligently to ensure a smooth, stress-free experience every step of the way.

When she’s not assisting clients, Nicole enjoys early morning walks, reading, raising her two sons, and spending time with family and friends. Her heart for community and family fuels her commitment to being more than just a Realtor®—she’s your long-term real estate partner.

Looking for a dedicated, knowledgeable real estate agent in St. Cloud, Kissimmee, or surrounding Central Florida? Let Nicole be your guide to buying and selling with confidence.

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