Nicole Ruiz

With over 16 years in banking & 4 years managing every aspect of a small business, I bring a detail-driven, client-focused approach to real estate. That experience sharpened my leadership, organization & communication skills - qualities I now use to guide clients through one of life’s biggest decisions.

My passion for real estate began early, growing up in Pennsylvania where I was always drawn to the beautiful homes. With family in St. Cloud & Groveland, relocating to St. Cloud 10 years ago felt like coming home.

Helping both buyers & sellers over the years has shown me how meaningful this work is ~ which is why I’ve committed to real estate full-time. I love being part of the process from start to finish & it’s truly an honor to support people through such important milestones.

Outside of work, I enjoy early mornings, long walks, reading, raising my sons & spending time with my family. I'm proud to serve the community I call home & aim to be not just your agent - but you’re trusted “REALTOR® Next Door.”

‍