June 2025 Real Estate Market Update for Saint Cloud, Florida
🏡 June 2025 St. Cloud Real Estate Market Report 📈
shifts andWelcome to the Corcoran Connect blog! We're back with the latest market data for St. Cloud, Florida. This month's report shows a market with some interesting shifts, and a lot of discussion about how home prices are truly determined.
The Big Picture: What's Driving the Market? 🧐
As always, the market is a complex ecosystem. We're seeing a lot of movement in the new construction sector, which is creating stiff competition for resale homes. Builders are offering incentives like lower interest rates and covering closing costs, which is a major draw for buyers, especially first-timers. This trend is influencing pricing and sales across the board.
For sellers, it’s important to remember that you can list a home for any price, but the actual sale price is ultimately determined by two factors: what a buyer is willing to pay and what a bank's appraiser says the home is worth.
A Closer Look at the Data by St. Cloud Zip Code 📊
Here is a breakdown of the key statistics for June 2025, based on resale homes (unless otherwise noted).
📍 34769
- Total Homes Sold: 25
- Single-Story Homes Sold: 20 (Median Price Per Square Foot: $241.34)
- Two-Story Homes Sold: 5 (Median Price Per Square Foot: $191.29)
- Month-over-Month Averages: Down 0.75%
- Year-over-Year Averages: Down 2.67%
- Median Days to Contract: 56 days
- Median Days to Close: 86 days
- Current Month's Supply: 4.0 months
📍 34771
- Total Homes Sold: 88 (44 single-story, 44 two-story)
- Single-Story Homes: (Median Price Per Square Foot: $249.62)
- Two-Story Homes: (Median Price Per Square Foot: $211.65)
- Month-over-Month Averages: Up 6%
- Year-over-Year Averages: Up 2.5%
- Median Days to Contract: 34 days
- Median Days to Close: 85 days
- Current Month's Supply: 4.4 months
📍 34772
- Total Homes Sold: 67 (41 single-story, 26 two-story)
- Single-Story Homes: (Median Price Per Square Foot: $222.38)
- Two-Story Homes: (Median Price Per Square Foot: $197.72)
- Month-over-Month Averages: Down 3.5%
- Year-over-Year Averages: Down 4.5%
- Median Days to Contract: 45 days
- Median Days to Close: 95 days
- Current Month's Supply: 3.6 months
📍 34773
- Total Homes Sold: 26 (15 single-story, 11 two-story)
- Single-Story Homes: (Median Price Per Square Foot: $225.24)
- Two-Story Homes: (Median Price Per Square Foot: $176.66)
- Month-over-Month Averages: Down 20% (This appears to be an anomaly, as year-over-year is down a more consistent 1%)
- Year-over-Year Averages: Down 1%
- Median Days to Contract: 57 days
- Median Days to Close: 88 days
- Current Month's Supply: 4.5 months
Within the 34773 zip code, the Harmony community saw specific activity. Harmony Main had 11 properties sold, while Harmony West and Harmony Central also saw a mix of sales.
Vacant Land Sales 🌳There were 8 vacant land sales in June. The biggest transaction was a 6.18-acre commercial-zoned property on Lake Lizzy Drive that sold for $1.2 million, indicating a future development project.
Understanding the Value of Your Home 💰
A common question we receive is about what truly determines a home's price. The ultimate price a house sells for is a careful balance of buyer willingness and the appraisal value. Appraisers and realtors look at the same facts—comparable past sales and market conditions—to determine a fair value.
If a buyer is getting a loan, the bank will only approve a mortgage for the appraised value of the home. This means that no matter what the list price is, the final sale price is tied to what an appraiser determines the house is worth based on data.
As your real estate concierge, our goal is to provide clear, factual data so you can make informed decisions. If you’re considering a sale, we can help you understand the market conditions for your specific property and how it compares to what buyers are getting from new construction.
Ready to Make Your Move in St. Cloud? 🔑
Whether you're looking to buy or sell, our team is here to help you navigate the process. If you have questions about a specific neighborhood or want a deeper dive into the numbers, we're just a phone call or email away. We also encourage our "anonymous mailer" to reach out, we'd love to chat. 🤝
📞 Phone: 1-844-STCLOUD (1-844-782-5683)📧 Email: discoverstcloud@gmail.com