July 2025 Real Estate Market Update for Saint Cloud, Florida

🏡 July 2025 St. Cloud Real Estate Market Report 📈

Welcome to the Corcoran Connect blog, your trusted resource for Central Florida real estate. As your dedicated real estate concierge, we're here to provide the most current and comprehensive data on the St. Cloud housing market. With kids headed back to school, July was a month of transition, and our market report reflects some interesting shifts.

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The Big Picture: A Market of Strategic Moves 🤔

The July data paints a picture of a dynamic market with sellers and buyers making calculated decisions. Two major headlines emerged this month:

Hometown Heroes Program is Back: The popular program has been refueled with $50 million in assistance, offering up to $35,000 for qualifying first-time homebuyers. The list of eligible professions has been narrowed to "front line" workers such as firefighters, police, EMTs, nurses, and teachers. This is a significant opportunity for those on the fence about buying, but funds are expected to go fast.
Sellers Are "Delisting" Their Homes: We're seeing a growing trend of sellers taking their homes off the market if they can't get their desired price. This often happens with sellers who don't have a strong motivation to move. This behavior is impacting market data, as it removes properties that are not selling from the reported "days on market" numbers.

A Closer Look at the Data by St. Cloud Zip Code 📊

Here is a breakdown of the key statistics for July 2025, based on resale homes (unless otherwise noted).

📍 34769

Total Homes Sold: 31
Single-Story Homes Sold: 28 (Median Price Per Square Foot: $242.88)
Two-Story Homes Sold: 3 (Median Price Per Square Foot: $212.25)
Month-over-Month Averages: Up 3.7%
Year-over-Year Averages: Up 0.85%
Median Days to Contract: 38 days
Median Days to Close: 76 days
Current Month's Supply: 2.8 months (a strong seller's market)

📍 34771

Total Homes Sold: 95 (45 single-story, 50 two-story)
Single-Story Homes: (Median Price Per Square Foot: $239.07)
Two-Story Homes: (Median Price Per Square Foot: $192.46)
Month-over-Month Averages: Down 6.8%
Year-over-Year Averages: Down 11.8%
Median Days to Contract: 51 days
Median Days to Close: 87 days
Current Month's Supply: 4.1 months

📍 34772

Total Homes Sold: 47 (40 single-story, 7 two-story)
Single-Story Homes: (Median Price Per Square Foot: $219.17)
Two-Story Homes: (Median Price Per Square Foot: $182.89)
Month-over-Month Averages: Essentially flat (down 0.02%)
Year-over-Year Averages: Down 4%
Median Days to Contract: 73 days
Median Days to Close: 112 days
Current Month's Supply: 6.1 months (tipping into a buyer's market)

📍 34773

Total Homes Sold: 29 (19 single-story, 10 two-story)
Single-Story Homes: (Median Price Per Square Foot: $222.63)
Two-Story Homes: (Median Price Per Square Foot: $178.12)
Month-over-Month Averages: Up 1.9%
Year-over-Year Averages: Down 1.69%
Median Days to Contract: 50 days
Median Days to Close: 111 days
Current Month's Supply: 4.2 months

Harmony Community Report: A Look at Your Neighborhoods

Harmony Main: Saw only 10 properties sold, including a townhouse and resales.
Harmony West: Had 13 properties sold, with a mix of single and two-story homes.
Harmony Central: Had 12 properties sold on Sage Fields, with data showing a significant number of these were listed on the MLS.

Vacant Land Sales 🌳July saw 11 vacant land sales. A notable transaction was a 31.85-acre parcel on Lake Lizzy Drive that sold for $600,000, though much of it is filled with ponds. This agricultural-zoned land could be a speculative purchase.

Corcoran Connect is Here to Help! 🤝

The market is showing increased volatility, with some areas holding steady and others seeing a slight downturn. The shift is most apparent in the longer days to close and higher months of supply in certain zip codes.

Whether you're a first-time homebuyer looking to use the Hometown Heroes program or a seller wondering if now is the right time to list, our team at Corcoran Connect provides the expert guidance and compassionate support you need.

📞 Phone: 1-844-STCLOUD (1-844-782-5683)📧 Email: discoverstcloud@gmail.com