December 2025 Saint Cloud & Harmony Real Estate Market Report
What the Numbers Tell Us as We Head Into 2026
As we officially close the books on 2025, the December real estate data gives us a clear snapshot of how the Saint Cloud and Harmony housing markets ended the year—and what homeowners, buyers, and investors should realistically expect moving into 2026.
In the latest episode of the Discover Saint Cloud Florida podcast, Jeanine Corcoran, Broker/Owner of Corcoran Connect, and Kristin Macari reviewed December’s market activity across Saint Cloud zip codes 34769, 34771, 34772, and 34773, along with vacant land sales and a deep dive into the Harmony community. Below is a breakdown of the key trends and what they mean for today’s market.
Saint Cloud Market Overview
34769 – State Streets Area
December recorded 15 closed sales, all of which were single-story homes. With no two-story properties to balance pricing, the average price per square foot appeared significantly higher, showing an increase month over month and year over year. While pricing remains strong, the median days to contract stretched to 85 days, with approximately 120 days to close, indicating a much slower pace than this zip code has historically seen.
What this means: Even in traditionally fast-moving entry-level areas, buyers are taking more time and sellers need to plan accordingly.
34771 – Saint Cloud’s Busiest Zip Code
As expected, 34771 remained the most active, with 85 homes sold in December. Sales were nearly evenly split between single-story and two-story homes. While month-over-month pricing showed modest gains, year-over-year figures remained slightly down.
The median days to contract came in at 76 days, with 96 days to close, reflecting steady demand but continued buyer caution.
What this means: This area continues to perform well, but realistic pricing and proper preparation are critical to securing a contract.
34772 – Transitional Market Conditions
December saw 54 closed sales in 34772. Single-story homes continued to outperform two-story homes in price per square foot, but overall values showed slight softening compared to previous months.
Homes took a median of 72 days to go under contract and 111 days to close, often signaling multiple contracts falling through before final completion.
What this means: Buyers have leverage, and sellers should expect longer timelines if pricing or condition is not aligned with market expectations.
34773 – Including Harmony
This zip code remained the slowest-moving market, with 29 total sales across Saint Cloud and Harmony. Homes took a median of 111 days to contract and 187 days to close, pushing timelines well beyond six months in many cases.
A significant factor continues to be new construction competition, which heavily impacts resale activity.
What this means: Sellers planning to move in 2026 should start early and prepare strategically.
Harmony Real Estate Market Breakdown
Harmony’s resale market remained extremely limited in December, particularly in Harmony Main, where only four properties sold.
The 55+ community at The Lakes saw just one resale, reinforcing a trend of slower movement in age-restricted neighborhoods—especially when competing with builders offering incentives, lower interest rates, and closing cost assistance.
Harmony West and Harmony Central also saw minimal resale activity, with pricing holding steady but absorption remaining slow.
What this means: In Harmony, pricing alone isn’t enough. Presentation, condition, and timing are essential to compete against new construction.
Vacant Land Market
Vacant land sales in Saint Cloud remained modest, with eight parcels sold in December. Most transactions were cash purchases, with no major outliers suggesting immediate large-scale development.
What this means: Land activity remains stable but cautious heading into 2026.
Key Takeaways as We Enter 2026
• Days on market are significantly longer across all price points
• Buyers are selective and strategic
• New construction continues to heavily influence resale markets
• Sellers must plan earlier and prepare homes more thoroughly
• Accurate pricing and professional guidance are more important than ever
Where to Find Full Reports
All monthly and year-end market reports for Saint Cloud and Harmony are available on the Corcoran Connect website. Simply visit corcoranconnect.com, navigate to the Communities section, and select Saint Cloud or Harmony to access detailed historical data and trends.
You can also watch the full discussion on the Discover Saint Cloud Florida podcast, available on YouTube and all major podcast platforms.
Need Personalized Market Advice?
Every home, neighborhood, and situation is unique. If you’re considering selling, buying, or simply want to understand how these market trends affect your property value, Corcoran Connect is here to help.
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📧 discoverstcloud@gmail.com
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